What Not To Say To An Insurance Company After A Car Accident
Written by webtechs

What Is Collision Insurance?

Collision insurance coverage assists in paying to replace or repair your car when it has been damaged in an accident with another object or vehicle. When financing or leasing your car it is usually a requirement. When your car is paid off, it is usually an add on to your auto insurance policy. Read on to learn more.

Covered

  • An accident with a single car involving a fall or roll.
  • A collision with an object
  • A collision with another vehicle.

Not Covered

  • Damage not caused by driving.
  • Damage to a vehicle belonging to another person.
  • Medical Bills
  • Collision deductibles and limits 0 the amount you pay out of pocket before benefits begin.

Deductibles

You may have several deductible options. The lower the deductible, the higher the premium, and vise-versa. Remember the deductible comes from out of your pocket and the worth of your car may also be an important consideration when making a determination as to your ideal deductible amount. There are limits that is the maximum your policy will pay. It is worth remembering your car will only be worth its current value prior to the crash that is nearly always less than the purchase price.

Other Details

As we said earlier collision coverage is not optional when your car is being financed or leased. But it is an optional extra when you purchase collision coverage. Consider the following…purchasing collision coverage can give you a great deal of peace of mind when you know it is likely you are able to repair or replace your car following an accident.

Auto Insurance Quotes

From offering liability protection to you and your family to helping you get reimbursed for personal property damage, auto insurance provides many types of coverage. Learn more about Auto Insurance Coverage or get a free auto insurance quote from Klimes Insurance today.

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