Golf Cart Insurance
Written by Craig B

Golf Cart Insurance

Golf carts are increasingly popular as modes of transportation at vacation spots and gated communities. In some areas they can also be driven on public roads and if you wish to do that you will most likely have to have liability insurance for your golf cart. Read on to learn more.

Sometimes golf cart insurance is covered by homeowners insurance and sometimes as part of your auto insurance. But also consider the following:

Comprehensive Coverage

This can help pay for for damage caused by vandalism, weather, theft and falling objects.

Uninsured and Underinsured Motorist

Helps protect you and your golf cart from uninsured drivers and hit-and-run accidents and Helps protect you from drivers who do not have enough insurance to cover the costs of an accident.

Medical Payments

Can help you cover medical costs for your passengers and yourself.


If you hit an object or a vehicle this pays for your damage to the cart. Also if you are struck by another vehicle or your cart rolls over.

Property Damage Liability

This coverage helps pay for damages to another person’s vehicle or property, if you cause an accident.

Bodily Injury Liability

If you cause an accident and someone is injured, this coverage can help pay their medical bills and loss of income.

Passenger Liability

If a passenger is injured in an accident, this coverage provides a specific limit for their claims.

Customized Equipment

Custom equipment coverage insures aftermarket parts and equipment that were installed after the golf cart left the manufacturer.

Roadside Assistance

Some insurance companies may also offer roadside assistance for golf carts as well.

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