Car Insurance For Students
Written by webtechs

Car Insurance For Students

Cash strapped students need affordable car insurance with the correct level of coverage. Read on to learn more.

Where Will You Be Living?

If your parents address is still your permanent address, you might be able to maintain your insurance on their policy. However, if you live on campus or rent your own place while at school, you will need to verify with your agent whether you can remain on the policy of your parents.

Name On The Car Title

Consider the following:

  • If the vehicle is titled in your parent’s name and you’re taking it to school with you, you may be able to stay on the family car insurance policy.
  • If the vehicle is jointly titled — it contains your name and a parent’s name — you may be able to stay on your parent’s car insurance policy.
  • If your name is on the title, you’ll likely need to buy your own vehicle insurance policy in your name.

Can Parents Keep Insurance On A Car In A Different State

If your child is at an out of state institution you might be able to keep the child on the car insurance policy if you are the owner of the car. Regardless, it is important to look at your current policy to ensure it meets your needs. Comprehensive coverage may be a good idea if the car is to be parked out of doors. Collision coverage may be wise and help to pay for repair if there is an accident. remember both comprehensive and collision coverage is more often than not required if the car is financed.

Resident Student Discount

If your college is more than one hundred miles from home and the title is in the name of the parents, there may be a resident student discount available.

Discount For Good Grades

If you get good grades and are under twenty five years old, you may qualify for a discount if you obtain good grades.


Auto Insurance Quotes

From offering liability protection to you and your family to helping you get reimbursed for personal property damage, auto insurance provides many types of coverage. Learn more about Auto Insurance Coverage or get a free auto insurance quote from Klimes Insurance today.

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